When you finally get serious about your hearing...

Glenmont-Ravena

Hearing Office

Glenmont Plaza,

398 Feura Bush Rd, 

Glenmont, NY 12077 

(518) 435-1250

HEARt Ear Boutique is proudly owned by local residents Robert J. LaCosta & Vincenzina Cavaleri-LaCosta

Coxsackie-Catskill

Hearing Office

26 Hope Plaza, Rte 9W,

Coxsackie, NY 12051

(518) 435-1250

Insurance and Financing

To save you the time and bother of contacting your insurance company, call our Hearing Aid Assurance Program ("HAAPY") local telephone number (518) 435-1250.


At HEARt Ear Boutique, we work with most major insurance companies, including but not limited to:

  • The Empire Plan
  • Medicare
  • Aetna
  • Blue Cross/Blue Shield
  • Cigna
  • United Healthcare
  • Kelsey Seybold
  • WellCare
  • Tri-West
  • AARP
  • CDPHP Price Match


If you don’t see your insurance listed, please give us a call. We’re happy to discuss your options.


Most plans do not automatically cover hearing healthcare or hearing aids. Even if you have it, insurance coverage for hearing aids varies in the way it is administered. If you want to ask specific questions about the type of coverage you have, simply give us a call at (518) 435-1250.


There is a wide variety of healthcare insurances and coverage options. Some are listed below with more information and helpful links.


The Empire Plan - New York State Health Insurance Program


The Empire Plan beneficiaries receive a $3,000 benefit for hearing aids.  If you are a retired government worker or beneficiary of the state health plan you can get no-cost hearing aids. Give us a call to schedule your hearing evaluation today!

Medicare


Original Medicare (Part A and Part B) does not cover hearing aids.

However, Medicare-eligible beneficiaries may still have options for hearing coverage—either through a state Medicaid program (for those who receive Medicaid) or through a Medicare Advantage plan.

Medicare Advantage plan


Medicare Advantage (also called Part C or MA) could cover hearing aids because plans vary by location, and benefits included also vary from plan to plan. To learn more about coverage in your area, you can search using the Medicare Plan Finder or call your local Medicare office. 

Aetna


Most Aetna benefit plans exclude coverage of hearing aids. Any applicable benefit plan exclusions and limitations for coverage of hearing aids would apply to air conduction hearing aids, implantable hearing aids and semi-implantable hearing aids.


More information on Aetna hearing aid coverage. 

Blue Cross/Blue Shield


Blue Cross/Blue Shield offers supplemental plans for hearing aid service benefits. These benefits are determined by state. They also have an additional plan called “Blue 365”, which offers additional benefits outside of regular plans. Learn more about Blue 365 hearing healthcare here. 

Cigna 


Cigna is partnered with a hearing healthcare company named Amplifon to offer their customers a specific kind of coverage. If you have coverage through Cigna, you may be able to get additional coverage through their plan. Learn more of Cigna/Amplifon coverage here.

United Healthcare 


United Healthcare also partners with a hearing healthcare company. Health Innovations (a United Health company) is a separate group that covers all things hearing health and hearing aids. Please visit Health Innovations website to learn more.

WellCare


WellCare offers hearing healthcare benefits under their WellCare Value HMO plan. If you have the WellCare Value HMO plan, you can find a provider in your area by using this tool.

TriWest 


The TriWest Healthcare Alliance is contracted with the VA (the Department of Veteran Affairs) to offer their members hearing healthcare and hearing aids. All hearing aid devices will be ordered and procured through the VA, using devices that are currently on the VA Hearing Aid contract. Here is a quick reference guide that covers all regions.

AARP 


AARP is a United States-based interest group whose stated mission is “to empower people to choose how they live as they age”. If you have AARP or are thinking about joining AARP, you may be able to take advantage of their hearing healthcare benefits.  To learn more about AARP’s hearing aid coverage and hearing healthcare insurance program, click here.

CDPHP


CDPHP offers a hearing health discount program and hearing health copay program for hearing aids.  We offer a price match for all CDPHP policyholders. Call us to to discuss our incentives to help serve your hearing needs today!

Financing Options

CareCredit is the most widely used patient finance program.  CareCredit works like a credit card but is exclusive for healthcare services. They offer monthly payment options, no up-front costs to patients, no prepayment penalties and no annual fees. Short-term, no-interest plans are available as well as longer term plans with fixed interest rates.Speak with our team of professionals to see if this may be an option for you.

The Wells Fargo Health Advantage program is a special financing plan that allows patients to enjoy flexibility in paying for healthcare expenses. With special promotions and competitive rates, this is an attractive alternative to some other higher-cost options. Contact us today to see if this program may be right for you.

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